Every successful business and real estate investor needs the right financing—but how do banks actually decide who gets approved? Ara sits down with Mike Henry, Chief Credit Officer at Mission Valley Bank, to reveal what lenders really look for, how underwriting works, and what business owners can do to improve their odds.
You’ll learn:
- The key factors banks use to approve or deny loans
- How to choose the right type of financing
- What “cash flow is king” really means for borrowers
Who this is for: Perfect for small business owners and real estate investors preparing for their next big loan.
Resources:
*To explore your options with Mission Valley Bank, contact Michael Henry at [email protected]
**If you’re exploring financing, loop in your CPA and advisor early to prep clean financials and speed up underwriting.
Disclosure: The host serves on the Board of Directors of Mission Valley Bank.