Tax Strategy Driven Wealth Management with Family Office Planning.
Investment management, proactive tax strategy, and family office planning under one roof.
Fiduciary
Fee-only
CPA + CFP® + CFA
15+ Years
Integrated Advisory
CPA + CFP® + CFA
Under One Roof
Fee-Only
Fiduciary Standard
Proactive
Tax-First Planning
The ACap Way
The four principles behind every plan we build.
A structured, disciplined approach to managing your wealth — built around your goals, optimized for long-term outcomes.
01
Strategic Planning
We design for your whole financial picture, not just one part.
02
Tax-First Thinking
Tax strategy is built into every decision, not added at year-end.
03
Transparent by Design
Clear plan, clear fees, full transparency.
04
One Integrated Team
One team. One strategy. Long-term thinking.
Services
Three pillars.
One integrated team.
Investments, tax, and family office planning — coordinated by one team, not three.
01 · Wealth
Wealth Management
Disciplined, long-term investment management built around your full financial picture and tax position.
- Financial planning & goal-setting
- Investment advisory & portfolio construction
- Retirement planning & income strategy
02 · TAX
Tax Strategy & CPA
Proactive, year-round tax planning paired with full CPA services — strategy and execution under one roof.
- Year-round tax planning & projections
- Business and individual tax preparation
- Entity structure & owner compensation
03 · Family
Family Office
Coordinated oversight across trusts, entities, and advisors — for families whose financial life no longer fits on one balance sheet.
- Trust & multi-generational planning
- Coordination with attorneys and CPAs
- Cash flow, bill pay & reporting
Who We Help
Built for people with a lot at stake.
Different situations, different tax exposure. Here’s where we do our best work.
Doctors & Healthcare Professionals
High W-2 income, complex retirement plans, and student debt that compete for every after-tax dollar.
Business Owners
Entity structure, owner comp, and exit planning that the average advisor isn’t built to coordinate.
High-Income Professionals
RSUs, bonuses, and concentrated stock positions creating six-figure tax exposure every year.
Pre-Retirees
The decisions made in the five years before retirement set the tax trajectory for the next thirty.
Retirees
Sequencing withdrawals, managing RMDs, and protecting income from the tax cliff every retiree hits.
Families Needing Family Office Planning
Multi-generational wealth, trusts, and coordination across attorneys, CPAs, and investment advisors.
Meet Your Advisor
Ara Oghoorian, founder of ACap.
CPA
CFP®
CFA
Ara built ACap so one team could handle a client’s taxes, investments, and long-term financial life with the same strategic lens. Every plan is designed to be tax-efficient first and built to compound over decades, not quarters.
Content Hubs
Frameworks and guides, organized by what you’re trying to solve.
Plain-English content built for the moments where most plans drift off course.
Tax Strategy Topics
Retirement Tax Strategies
Tax-efficient contributions, distributions, and Roth sequencing.
Roth Conversion Strategies
Timing conversions to maximize tax-free growth over decades.
Business Owner Tax Planning
Entity structure, owner comp, and deduction strategy.
Real Estate Tax Planning
1031 exchanges, depreciation, and passive activity rules.
Stock Compensation Planning
RSUs, ISOs, NSOs, and AMT navigation for after-tax retention.
California Tax Planning
State-specific strategies for one of the highest-tax environments.
Financial Planning Articles
Learning Hub Videos
Pricing
Fee-only. No commissions. No surprises.
Fiduciary
Fee-Only
Transparent
Flat-Fee
Available
From the Learning Hub
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Integrated tax strategy, wealth management, and family office planning — all under one roof.
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